> Short-Term Benefits > Traffic or other accidents
Traffic or other accidents
When a member or dependent has got injured by a third party in a traffic accident, the injured person may use the Membership Card for medical treatment except a case of accident during work or commute. We will temporarily bear the medical costs which shall be attributable to the third party and will later file a claim for compensation against the party (or, the party’s auto liability insurance etc.). The injured person must contact us and submit the following documents so that we can take necessary procedures.
When an accident has occurred, the injured person must immediately contact us before using the Membership Card for medical treatment.
Documents to submit
Submit the following documents, with which we will file a claim for the medical expenses against the other party (the party’s insurance company).
Note: Documents numbered 3 to 5 are required only for the case of traffic accident.
When a settlement is privately reached through reciprocal concessions between the parties, it will become legally effective and binding according to Article 695 of the Civil Code.
Reporting is required in the following instances as well.
Note: An accident or damage caused by a member or dependent shall also be reported to us when the Membership Card is used for medical treatment.
Benefit will not be provided in the following cases.
Injury or illness during work or commute is within the scope of industrial accident compensation insurance.
In this case, you cannot use the Membership Card for medical treatment. You must tell at the medical institution that you became ill or injured when you were working or commuting. You must also report to the relevant Labor Standard Inspection Office through your school office. When the industrial accident compensation insurance is applicable, medical expenses will be covered by the insurance instead of us.