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Survivors' Basic Pension

Survivors' Basic Pension is given to a spouse or children in the following cases:

  1. When an insured person dies.
  2. When a formerly-insured person who has an address in Japan and is age 60 to 64 dies.
  3. When a person who is receiving Old-age Basic Pension dies.
  4. When a person who is eligible to receive Old-age Basic Pension dies.

Note:
The law amendment enabling the reduction of Pension-benefit Qualified Period to 10 years does not apply to (3) and (4). It will require at least 25 years.

Range of survivors who can receive Survivors' Basic Pension

(1) Spouse with a child/children or (2) a child/children, whose livelihood was maintained by an insured person at the time of the person's death

* A child/children must currently is limited to be unmarried and:

  • Child/children who have not reached the first March 31st after reaching age 18.
  • Child/children who is under age 20 and has either Disability Grade 1 or 2.

Payment requirement of insurance premiums

On the day before the person dies, the total periods during which insurance premiums were paid and periods during which the premiums were exempted must be 2/3 or more of the National Pension Insured Persons period up to 2 months before the month of the person's death.

However, when the date of death is before April 1, 2026, the premiums payment requirement is considered to be met if there are no periods of unpaid insurance premiums for 1 year up to 2 months before the month of the person's death.

Pension amount (as of April 1, 2021)

The Survivors' Basic Pension amount is fixed; the basic amount is 780,900 yen/year. Up to two children, 224,700 yen is added per child. For the 3rd child and subsequent children, 74,900 yen is added per child.

Survivors' Basic Pension amount paid to a spouse with children

Spouse with 1 child

Basic amount 780,900 yen
Additional amount 224,700 yen
Total 1,005,600 yen

Spouse with 2 children

Basic amount 780,900 yen
Additional amount 449,400 yen
Total 1,230,300 yen

Spouse with 3 children

Basic amount 780,900 yen
Additional amount 524,300 yen
Total 1,305,200 yen

Survivors' Basic Pension amount paid to children

1 child

Basic amount 780,900 yen
Additional amount
Total 780,900 yen

2 children

Basic amount 780,900 yen
Additional amount 224,700 yen
Total 1,005,600 yen

3 children

Basic amount 780,900 yen
Additional amount 299,600 yen
Total 1,080,500 yen

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