 > Q&A Q&A
About Membership
Q: Is becoming a member mandatory?
I don't need to join PMAC because I am enrolled in a private health insurance
plan in my country which covers my medical expenses in Japan.
I don't think I will stay in Japan long enough to fulfill the eligibility for
the retirement pension, either.
About Dependents
Q: Recently my wife and I had a child.
As my wife also works, I have not claimed her as a dependent and do not receive
a dependent allowance for the child from the school. Can I still have our child
approved as a dependent?
Q: My father recently died. Although
my mother lives apart from me, she will be relying on me for support. She has
not yet reached the age of 60 and is without income. What documents will I need
to submit?
Q: Because I was working away from
home and had to leave my family behind, I had been given a Membership Card for
a Dependent Living Away from Home for both my wife and my child. However, recently
I was transferred back and I am living with my family again. Are there any procedures
I will have to follow?
About Voluntarily Continued Insurance Member
Q: How do you determine
the Monthly Standard Salary for a member to the Voluntarily Continued Insurance
plan?
Q: Will a VCI Member also have to apply
for the benefits through the school?
When a Member or a Dependent Becomes ill or is Injured
Q: Can I continue receiving treatment
under the plan using my current Membership Card after retirement, for an illness
I contracted at work?
Q: If the medical fee becomes high due to hospitalization, is my co-payment going to be reduced?
Q: Can I use my Membership Card at an orthopedic or osteopath clinic just like I use it at medical institutions?
Q: Will I need to submit written claims
in order to receive coverage under the Benefit for High Cost Medical Care, Reimbursement
of the Partial Cost benefit, Reimbursement of the Partial Cost for Dependent benefit,
Inpatient Care Benefit, and Dependent Inpatient Care Benefit?
Q: I have been using a taxi for my
daily visits to the hospital; can I be reimbursed for expenses incurred for transportation
under the Patient Transportation Benefit program?
Q: Why are generic drugs cheap?
When a Child is Born
Q: My wife and I are both members.
I know that if my wife gives birth to a baby she will receive Maternity Benefit,
but will I also be awarded a dependent Maternity Benefit?
In Case of Death
Q: Will a Dependent Burial Benefit
be awarded in the case of a stillborn baby?
Loss of Income as a Result of Leave Due to Illness
Q: I know that when twins are born
the Maternity Benefit is paid out for both babies, what about Maternity Allowance?
In Case of Harm from Floods, Earthquake, and Other Disasters
Q: Our house was destroyed in a fire.
My spouse and I are both members. Will we both be awarded the Disaster Relief
Benefit?
About Lump-Sum Withdrawal Payment
Q: I received the Lump-Sum Withdrawal
Payment but the Income Tax was withheld in Japan. Can I get it refund? If I can,
how?
About Pension
Q: When I enroll in the Employees’
Pension Plan and the National Pension Plan as a First or Third Insured Person
I receive a pension book. Does the Private School Mutual Aid system also issue
such a book?
Q: My Monthly Standard Salary is 410,000
yen, and I received a bonus of 1,000,000 yen each twice within the last 12 months.
Consequently, I know that I will not be entitled to receive pensions while I’m
still working, but will I have to make a written claim anyhow?
Q: My husband has died
and I am receiving Survivor’s Welfare Pension. I will be retiring from a
private school at the end of the year at 63 years old. Will I also be able to
receive the Retirement Mutual Aid Pension? My birth date is October 15, 1947.
About Loan Program
Q: I have taken out a loan (general)
and would like to know how long it would take for a change in the rate to be reflected
in the amount of my monthly repayments. Also, will I be notified when there is
a change in the rate?
Q: I have taken out a general loan
as a member that I am currently repaying monthly. I would like to make another
purchase, can I take out another general loan for that purpose?
Q: I would like to repay part of the
loan I have taken out as a lump sum through the voluntary repayment program. What
is the procedure I should follow? I would also like to know whether paying back
part of the loan will result in a reduction in my monthly repayment amount?
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